Most people think that they have to have been charged with DUI to be required to file an SR-22 document and get DUI Insurance. That is not necessarily the case. If the person has received multiple moving violations, they can be required to file this form and obtain this special insurance. If a person is arrested for operating a motor vehicle without insurance, they are also required to file an SR-22 and obtain DUI insurance.
If a person has had their drivers license suspended or revoked for any reason, they may be required to file an SR-22 and obtain DUI insurance. Even some serious at-fault accidents can result in a state requiring a driver to file an SR-22 and obtain DUI insurance. The reason is that this driver is now considered to be a high risk. Translated into English, this means that the insurance company and the state have deemed this driver to be likely to make bad driving choices.
| January 28th, 2012 | Posted in Cars |